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Knox County Ohio Real Estate Information Archive

Sam Miller


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Write Off Your Move to Knox County OH!

by Sam Miller

Did you know that many moving expenses, including house-hunting trips, are tax deductible?  This is why it is of the utmost importance to keep detailed records of all moving expenses if your move is job-related. 


If your move is 35 miles or more from your home, you can deduct your family’s travel expenses, including meals and lodging; the cost of transporting furniture, other household goods, and personal belongings; food and hotel bills for up to 30 days in the new city if you have to wait to move into your new home; and the costs associated with selling your old home or leasing your new home.


Please note that there is a ceiling on deductions which is outlined in detail in the IRS’s Publication 521, “Tax Information on Moving Expenses,” available free from the IRS offices.


Thinking about moving to Knox County OH?  Start by signing up to receive free automated listings by email; you may also visit or call me at 800-282-9096 for all of your Knox County OH real estate needs!

Items Needed For A Loan Application in Knox County OH

by Sam Miller
You may feel like you are drowning in paperwork when you head to your lender’s office to apply for your next home loan. This is thanks in part to tightening credit standards that are causing lenders to require more proof than ever of borrowers’ income and expenses. To try to help with the process, I’ve put together a list of items you may be required to bring along when are ready begin the loan application process: (please note, all lenders are different and may require more or less paperwork!)
-          Addresses of employers for two full years
-          Gross monthly income, proven by last two pay stubs
-          W-2’s, if available
-          Proof of pensions, retirement, disability, or Social Security
-          Proof of income from rentals, investments, etc.
-          Proof of child support or alimony paid/received
-          Self-employed: two years 1040 tax returns and current year profit and loss statement
-          Each creditor’s name, type of account, and account numbers
-          Monthly payments and approximate balances
-          Amount of child care expenses and other fixed monthly expenses
-          Names of checking & savings institutions, along with account numbers and current balances
-          Last two months bank and savings statements
-          List of assets in stocks, bonds, land
-          Life insurance cash value
-          Social Security numbers for all parties
-          Veterans: Certificate of Eligibility & DD-214 or Statement of Service
-          Divorce Decree and/or Separation Agreement if applicable
-          Child support documentation if applicable
-          Bankruptcy papers if applicable
This may seem like a lot of personal information to have to provide just to apply for a home loan. But imagine if you were about to lend hundreds of thousands of dollars to somebody – you’d probably want a pretty good idea of that person’s ability to pay you back!
Please click here to get started searching for Knox County OH homes. You can also visit my website or email me to learn more about Knox County OH real estate. I’m here to help!

Knox County OH Soil Analysis

by Sam Miller

Have you ever really thought about the dirt that your home is sitting on?  It may seem like just an afterthought when you’re out mowing the lawn or playing in the yard with the kids, but the details of the soil on your property can tell you a great deal about the history and future of the land upon which you tread every day.


The US Department of Agriculture’s has an extremely comprehensive Web Soil Survey website that contains digital maps and unbelievable amounts of digital soil data that has been methodically collected.  Just type in your address and then explore almost anything you ever wanted to know about the soil upon which your home is sitting including chemical properties, erosion factors and likelihood, and its drainage class.


This information is invaluable if you are considering building an addition to your existing home or are purchasing property and want to feel confident in the makeup of the soil on which your family will live.


To get a complimentary comparative analysis of your home’s value, please click here - or feel free to visit my website or email me if you would like to learn more about Knox County OH real estate.  I would love to help you invest in your future.

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